{"id":824,"date":"2022-02-15T17:16:22","date_gmt":"2022-02-15T11:46:22","guid":{"rendered":"https:\/\/www.centurylawfirm.in\/blog\/?p=824"},"modified":"2026-10-17T22:41:21","modified_gmt":"2026-10-17T17:11:21","slug":"advocate-for-accident-claim-cases","status":"publish","type":"post","link":"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/","title":{"rendered":"Advocate for Accident Claim Cases"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The word advocate is derived from the Latin word advocatus which means \u201cone who pleads the cause of another\u201d. In legal context, an advocate is a lawyer who specializes in courtroom advocacy or trial advocacy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">An accident claim lawyer is a type of lawyer that specializes in representing people who have been injured as a result of a car accident, slip and fall, product liability, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Century Law Firm has vast experience in handling Accident Claim Cases and Motor Accident Claim Cases (MACT Matters). So, Consult us for better results.&nbsp; &nbsp; &nbsp;<\/p>\n\n\n\n<span class=\"clf-expanded\" hidden><\/span>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Reviewed and updated by Century Law Firm, Delhi \u2013 October 2026. Statutory references are to the Acts as in force on that date.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Motor accident claims in India: how compensation is decided<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">The legal routes<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Section 166, Motor Vehicles Act, 1988 \u2013 fault-based claim.<\/strong> Filed before the Motor Accident Claims Tribunal (MACT) by the injured person or the legal representatives of the deceased against the driver, owner and insurer. Since 1 April 2022 the claim must be filed within <strong>six months<\/strong> of the accident (Section 166(3), reinstated by the 2019 amendment), though tribunals may condone delay for <a href=\"https:\/\/www.centurylawfirm.in\/blog\/an-analysis-of-important-facets-of-condonation-of-delay\/\">sufficient cause<\/a>.<\/li>\n\n\n<li><strong>Section 164 \u2013 no-fault compensation.<\/strong> Fixed sums of \u20b95 lakh for death and \u20b92.5 lakh for grievous hurt, payable without proof of <a href=\"https:\/\/www.centurylawfirm.in\/blog\/a-deep-dive-into-torts-the-intricacies-of-civil-wrongs\/\">negligence<\/a> (replacing the old Sections 140 and 163A). A claimant who accepts it cannot also pursue a Section 166 claim.<\/li>\n\n\n<li><strong>Hit-and-run cases.<\/strong> The Compensation to Victims of Hit and Run Motor Accidents Scheme, 2022 pays \u20b92 lakh for death and \u20b950,000 for grievous hurt from a central fund administered through the District Collector and the General Insurance Council.<\/li>\n\n\n<li><strong>Criminal case.<\/strong> The driver is separately prosecuted under Section 106(1) BNS (death by negligence, formerly 304A IPC), Section 281 (rash driving, formerly 279) and Sections 125(a)\/(b) (formerly 337\/338), and under Sections 184 and 185 of the MV Act. The criminal record and charge-sheet are the backbone of the civil claim.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">How the amount is computed<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Multiplier method<\/strong> (<em>Sarla Verma v. DTC<\/em>, 2009): annual income, less personal expenses (one-third for a married person with 2\u20133 dependants, one-half for a bachelor, one-fourth for 4\u20136 dependants), multiplied by a factor fixed by the deceased&#8217;s age (18 at age 15\u201325, down to 5 above 65).<\/li>\n\n\n<li><strong>Future prospects<\/strong> (<em>National Insurance Co. v. Pranay Sethi<\/em>, 2017, Constitution Bench): add 50 per cent of income for a permanent employee below 40, 30 per cent for 40\u201350 and 15 per cent for 50\u201360; for the self-employed or on fixed salary, 40, 25 and 10 per cent.<\/li>\n\n\n<li><strong>Conventional heads<\/strong> (<em>Pranay Sethi<\/em>, with <em>Magma General Insurance v. Nanu Ram<\/em>, 2018): loss of estate \u20b915,000, funeral expenses \u20b915,000 and loss of consortium \u20b940,000 to each dependant (spousal, parental and filial), increased by 10 per cent every three years.<\/li>\n\n\n<li><strong>Notional income<\/strong> for homemakers, children and those without proof of income is fixed by the tribunal with reference to the minimum wage and the Supreme Court&#8217;s guidance in <em>Kirti v. Oriental Insurance<\/em> (2021).<\/li>\n\n\n<li><strong>Injury cases:<\/strong> medical expenses, loss of earnings during treatment, loss of future earning capacity based on the percentage of permanent disability (<em>Raj Kumar v. Ajay Kumar<\/em>, 2011), attendant charges, pain and suffering, and loss of amenities.<\/li>\n\n\n<li>Interest is usually awarded at 7.5\u20139 per cent from the date of filing; insurers may defend on the merits only under Section 149\/170 and otherwise &#8220;pay and recover&#8221; from the owner where the driver had no valid licence or the policy was breached.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">The Delhi procedure<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Delhi&#8217;s tribunals follow the Claims Tribunal Agreed Procedure developed in <em>Rajesh Tyagi v. Jaibir Singh<\/em> (Delhi High Court), now adopted nationally through the Central Motor Vehicles (Fifth Amendment) Rules, 2022: the investigating officer files a First Accident Report within 48 hours, an Interim Accident Report within 50 days and a Detailed Accident Report (DAR) within 90 days, with the driving licence, registration, insurance, medical and income documents; the DAR is treated as the claim petition, the insurer must make an offer within 30 days, and the tribunal records a settlement or proceeds to a short trial. Awards are paid by bank transfer with a portion often kept in fixed deposits for dependants.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Related reading: <a href=\"https:\/\/www.centurylawfirm.in\/blog\/motor-accident-claims-tribunals-mact\/\">Motor Accident Claims Tribunals (MACT)<\/a>, <a href=\"https:\/\/www.centurylawfirm.in\/blog\/section-304a-of-ipc-section-of-the-day\/\">Section 304A IPC \u2013 death by negligence<\/a>, <a href=\"https:\/\/www.centurylawfirm.in\/blog\/driving-at-high-speed-alone-will\/\">Bombay High Court on rash and negligent driving<\/a>, and <a href=\"https:\/\/www.centurylawfirm.in\/blog\/legal-maxims-explained\/\">legal maxims<\/a> such as <em><a href=\"https:\/\/www.centurylawfirm.in\/blog\/legal-maxim-of-the-day-34\/\">volenti non fit injuria<\/a><\/em> and <em>res ipsa loquitur<\/em> that arise in accident claims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-q-1\"><strong class=\"schema-faq-question\">What is the time limit to file a motor accident claim in India?<\/strong> <p class=\"schema-faq-answer\">Six months from the date of the accident under Section 166(3) of the Motor Vehicles Act, in force from 1 April 2022. Tribunals can condone delay for sufficient cause, but claimants should file promptly.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-q-2\"><strong class=\"schema-faq-question\">How much compensation is paid for death in a road accident?<\/strong> <p class=\"schema-faq-answer\">There is no fixed figure in a fault-based claim: the tribunal applies the multiplier method of Sarla Verma and Pranay Sethi to the deceased&#8217;s income, adds future prospects and conventional heads, and awards interest. The no-fault alternative under Section 164 is a fixed \u20b95 lakh for death and \u20b92.5 lakh for grievous hurt.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-q-3\"><strong class=\"schema-faq-question\">Who pays if the driver had no licence or the vehicle was uninsured?<\/strong> <p class=\"schema-faq-answer\">If the vehicle was insured, the insurer usually pays the victim and recovers from the owner where the policy was breached (pay-and-recover). If the vehicle was uninsured, the owner and driver are personally liable; in hit-and-run cases the 2022 Scheme pays \u20b92 lakh for death and \u20b950,000 for grievous hurt.<\/p> <\/div> <\/div>\n\n\n\n<div class=\"clf-related\" style=\"margin:28px 0 8px;padding:16px 20px;border:1px solid #e3e3e3;border-radius:6px;background:#fafafa\">\n<p style=\"margin:0 0 8px;font-weight:700\">Related reading<\/p>\n<ul style=\"margin:0;padding-left:20px\">\n<li><a href=\"https:\/\/www.centurylawfirm.in\/blog\/legal-maxim-of-the-day-34\/\">Volenti Non Fit Injuria &#8211; Legal Maxim of the Day<\/a><\/li>\n<li><a href=\"https:\/\/www.centurylawfirm.in\/blog\/legal-maxim-of-the-day-8\/\">Suppressio Veri &#8211; Legal Maxim of the Day<\/a><\/li>\n<li><a href=\"https:\/\/www.centurylawfirm.in\/blog\/motor-accident-claims-tribunals-mact\/\">Motor Accident Claims Tribunals (MACT)<\/a><\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The word advocate is derived from the Latin word advocatus which means \u201cone who pleads the cause of another\u201d. In legal context, an advocate is a lawyer who specializes in courtroom advocacy or trial advocacy. An accident claim lawyer is a type of lawyer that specializes in representing people who have been injured as a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[279,366],"class_list":["post-824","post","type-post","status-publish","format-standard","hentry","category-latest-news","tag-advocate-delhi","tag-motor-accident-claims"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Advocate for Accident Claim Cases - Century Law Firm<\/title>\n<meta name=\"description\" content=\"Advocates for motor accident claim cases in Delhi: MACT procedure, compensation heads, documents, insurer defences and timelines. Century Law Firm.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Advocate for Accident Claim Cases - Century Law Firm\" \/>\n<meta property=\"og:description\" content=\"Advocates for motor accident claim cases in Delhi: MACT procedure, compensation heads, documents, insurer defences and timelines. 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Tribunals can condone delay for sufficient cause, but claimants should file promptly.","inLanguage":"en"},"inLanguage":"en"},{"@type":"Question","@id":"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/#faq-q-2","position":2,"url":"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/#faq-q-2","name":"How much compensation is paid for death in a road accident?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There is no fixed figure in a fault-based claim: the tribunal applies the multiplier method of Sarla Verma and Pranay Sethi to the deceased's income, adds future prospects and conventional heads, and awards interest. The no-fault alternative under Section 164 is a fixed \u20b95 lakh for death and \u20b92.5 lakh for grievous hurt.","inLanguage":"en"},"inLanguage":"en"},{"@type":"Question","@id":"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/#faq-q-3","position":3,"url":"https:\/\/www.centurylawfirm.in\/blog\/advocate-for-accident-claim-cases\/#faq-q-3","name":"Who pays if the driver had no licence or the vehicle was uninsured?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If the vehicle was insured, the insurer usually pays the victim and recovers from the owner where the policy was breached (pay-and-recover). If the vehicle was uninsured, the owner and driver are personally liable; in hit-and-run cases the 2022 Scheme pays \u20b92 lakh for death and \u20b950,000 for grievous hurt.","inLanguage":"en"},"inLanguage":"en"}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/www.centurylawfirm.in\/blog\/author\/admin\/"},"uagb_comment_info":0,"uagb_excerpt":"The word advocate is derived from the Latin word advocatus which means \u201cone who pleads the cause of another\u201d. In legal context, an advocate is a lawyer who specializes in courtroom advocacy or trial advocacy. An accident claim lawyer is a type of lawyer that specializes in representing people who have been injured as a&hellip;","_links":{"self":[{"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/posts\/824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/comments?post=824"}],"version-history":[{"count":6,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/posts\/824\/revisions"}],"predecessor-version":[{"id":5418,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/posts\/824\/revisions\/5418"}],"wp:attachment":[{"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/media?parent=824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/categories?post=824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.centurylawfirm.in\/blog\/wp-json\/wp\/v2\/tags?post=824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}